Home Financing, Simplified
Competitive rates, fast digital approvals, and a dedicated loan officer — from pre-qualification to closing day.
A loan for every situation
Conventional
As low as 3% down for qualified buyers
FHA
3.5% down, flexible credit requirements
VA
0% down for eligible veterans & military
Jumbo
Financing above conforming loan limits
Built for a faster close
Fast Digital Approval
Get a verified pre-qualification in as little as 2 hours — no branch visit required.
No Lender Fees
Transparent pricing with $0 application fees — what you see is what you pay.
Rate Lock Protection
Lock your rate for up to 90 days while you shop, with no rate-lock fee.
Dedicated Loan Officer
One point of contact from application through closing — real people, real answers.
One vision. Four ventures.
Ezekiel Ventures is a family of businesses built to support every stage of the journey — financing your home, moving your life, living flexibly, or building from the ground up.
Capital
Home financing & loans
You're hereMove
Moving & relocation
Visit →Living
Flexible furnished homes
Visit →Estate
New construction
Visit →Check your rate in 3 minutes
No impact to your credit score. See your options before you commit to anything.
A loan for every buyer
Compare loan types and find the one that fits your down payment, credit, and timeline.
Conventional Loans
As low as 3% down. Ideal for buyers with good credit and stable income. No upfront mortgage insurance required with 20%+ down.
FHA Loans
3.5% down with credit scores as low as 580. Government-backed, flexible qualification — popular with first-time buyers.
VA Loans
0% down for eligible veterans, active military, and surviving spouses. No private mortgage insurance required.
Jumbo Loans
Financing above conforming loan limits for luxury and high-value home purchases, with competitive rates.
USDA Loans
0% down financing for eligible rural and suburban properties, for qualifying low-to-moderate income buyers.
ONE+ Low Down Payment
As little as 1% down with Ezekiel Capital contributing an additional 2% — up to $4,000 toward your down payment.
Estimate your payment
Adjust the sliders to see how price, down payment, rate, and term affect your monthly payment.
Current mortgage rates
Updated daily. Your actual rate depends on credit score, down payment, and loan type.
| 30-Year Fixed | Conventional | 6.04% |
| 15-Year Fixed | Conventional | 5.31% |
| 30-Year Fixed | FHA | 5.89% |
| 30-Year Fixed | VA | 5.72% |
| 7/6 ARM | Conventional | 5.68% |
| Jumbo 30-Year Fixed | Non-Conforming | 6.21% |
*Rates shown are illustrative and updated daily. Actual rate depends on credit profile, down payment, and loan details. Not a commitment to lend.
Lower your rate, your way
See how much you could save by refinancing your current mortgage.
Rate & Term Refinance
Lower your rate or change your loan term to reduce your monthly payment or pay off faster.
Cash-Out Refinance
Tap into your home equity for renovations, debt consolidation, or other major expenses.
Streamline Refinance
Faster refinancing for FHA and VA loans, with reduced documentation requirements.
From application to keys
A simple, four-step process designed to get you to closing day faster.
1. Get Pre-Qualified
Answer a few questions online — no impact to your credit score.
2. Choose Your Loan
Compare loan options and lock your rate with your dedicated loan officer.
3. Submit Documents
Upload paperwork securely online — no branch visit required.
4. Close on Your Home
Sign your final documents and get the keys — most close in under 30 days.
Know your budget before you shop
Get pre-qualified in minutes so you can shop with confidence.
Get Pre-Qualified
Takes about 3 minutes. No impact to your credit score. See your estimated rate and loan options instantly.
By continuing, you agree to be contacted by an Ezekiel Capital loan officer.
Invest in the loans we originate
Ezekiel Capital offers accredited investors direct participation in the mortgage loans we fund.
Whole Loan Purchase
Purchase individual originated loans outright, with full visibility into the borrower and property profile.
Fractional Participation
Buy a share of a loan alongside other investors — lower minimums, diversified exposure across many loans.
Warehouse Line Partnership
Provide short-term capital that funds loans before they're sold to the secondary market, earning a spread.
Why invest with Ezekiel Capital
Every loan underwritten in-house, to consistent standards
Full documentation and servicing transparency
Direct pipeline tied to Ezekiel Estates' active construction volume
Request investor information
This is a request for information only, not an offer or solicitation of securities. Available to accredited investors only.